Current Incentives
Builder incentives available now, current as of 2026-10-29.
Harvest BIG Savings at Salacoa
Builder contribution toward an interest-rate buydown on featured move-in ready homes at Salacoa in Calhoun, Georgia: a permanent buydown on an FHA 5/1 ARM from a 6.625% standard rate to as low as 4.990%, or a 2-1 buydown on an FHA 30-year fixed (4.250% year one, 5.250% year two, 6.250% note rate years 3-30).
Featured homes:
Disclaimer: The interest rates and Annual Percentage Rates shown in these examples were effective as of 09/30/26. Buydown concessions and/or discount are typically paid for by the seller or builder. Payments are based on 360 monthly payments, minimum 760 credit score, primary residence only. Estimated payments do not include hazard insurance (if applicable), fees and closing costs and may not include homeowners insurance and/or property taxes. Mortgage insurance estimate for conventional loans is provided by a third-party provider and is not guaranteed. Actual payment obligation may be greater. Terms and closing cost may vary. FHA loan options may include upfront mortgage insurance in the total loan amount and monthly mortgage insurance in the monthly payment. Additional financing and loan terms are available. Price/Rates subject to change without notice. Borrowers have the option to work with a lender of choice and are not obligated to apply for financing with Ameris Bank. The broker, realtor, builder or third party referenced below is an independent third party and not affiliated with, or a subsidiary of, Ameris Bank. NMLS# 408099